Cumming Homes with Waterfront

Welcome to Cumming, Georgia – a picturesque gem nestled in Forsyth County, where southern charm meets breathtaking natural beauty. Known for its friendly atmosphere and vibrant community, Cumming offers a unique blend of small-town warmth and modern convenience. With its prime location just north of Atlanta, residents enjoy easy access to the bustling city while basking in the tranquility of suburban living.

One of Cumming's most alluring features is its stunning waterfront properties. Imagine waking up each morning to the gentle sounds of water lapping at your door, surrounded by the serene beauty of nature. Homes with waterfront access in Cumming provide not only a peaceful retreat but also an opportunity for a lifestyle filled with outdoor adventures. Whether you enjoy fishing, kayaking, or simply soaking up the sun along the shores of Lake Lanier, these properties offer a front-row seat to the best that nature has to offer.

Cumming's waterfront homes are designed to cater to a variety of tastes and preferences, from cozy cabins to luxurious estates. Many of these properties boast expansive decks, private docks, and panoramic views that create the perfect backdrop for entertaining or relaxing with family and friends. The combination of stunning landscapes and quality real estate makes Cumming an ideal place to call home.

With its strong sense of community, excellent schools, and abundant recreational opportunities, Cumming is not just a place to live; it’s a lifestyle. Discover the charm of Cumming and explore the enchanting waterfront homes that await you in this beautiful part of Georgia. Your dream home by the water is just a visit away!

Newest Cumming Homes with Waterfront

$1,750,000

4 Beds ⋅ 5 Baths ⋅ 7808395 MLS

A rare opportunity to own in Hickory Lakeside, an exclusive gated Lake Lanier community designed for elevated lakeside living. With only 52 homesites, resort-style amenities, and an assigned boat slip included with the home, this is an exceptional offering for those seeking privacy, convenience, and access to the lake. Residents enjoy a clubhouse, pool, tennis and pickleball courts, a fire pit, golf-cart paths, and a thoughtfully planned community centered around Lake Lanier. This beautifully improved luxury home offers refined design, smart efficiency, and outstanding future potential. The sophisticated interior features wide-plank white oak flooring, 10-foot ceilings, vaulted architectural details, shaker-style doors, fresh paint, designer lighting, and custom John Shadburn cabinetry. The chef’s kitchen is designed to impress, with quartz countertops, a large island with seating, a Wolf six-burner gas cooktop, KitchenAid double ovens, warming drawer, separate ice maker, and large pantry. Every bedroom includes an en-suite bath and custom closet, while the main-level primary suite provides a private retreat with elevated finishes and direct access to the screen porch with a seasonal lake view. Enjoy effortless indoor-outdoor living from the screened sunroom with custom Sunspace Weathermaster collapsing windows and the covered grilling deck, already connected to natural gas. Set on a private .59-acre lot backing to Lake Lanier Corps of Engineers property, the home offers a peaceful wooded setting, seasonal lake views, six-zone irrigation, and room for a future custom pool. The full 2,436 sq. ft. unfinished walk-out terrace level offers substantial value and flexibility, already stubbed for a bath and supported by 400-amp electrical service. Create the space that suits your lifestyle—a media room, golf simulator, wellness retreat, guest suite, workshop, pool bar, or extended living area. A lower-level garage door provides easy storage for golf carts, lake gear, and equipment, while the main garages feature Guardian polyaspartic flooring. Additional features include Ecobee smart thermostats, Ring doorbell, tankless water heater, spray-foam attic insulation, Wi-Fi-enabled garage doors, and a Tesla Universal EV charger. Convenient to the GA 400 corridor, Atlanta, Buckhead, Avalon, Alpharetta, Halcyon, North Georgia mountains, and wineries, this Forsyth County home also offers access to highly regarded schools, favorable taxes, and excellent parks. Offered under $2 million, this is a compelling chance to enter one of Lake Lanier’s most private and amenity-rich communities. Experience Hickory Lakeside in person to fully appreciate this rare find.

4445 Pebble Rock Drive, Cumming

$1,249,000

6 Beds ⋅ 5 Baths ⋅ 7806394 MLS

Assumable VA loan at 2.25%! No veteran status required to assume - a huge win for buyers in this rate environment. Welcome to 6010 Anchorage Quay - where Lake Lanier living meets everyday luxury. This beautifully updated 6-bedroom, 4.5-bath home in the gated St. Michaels Bay community offers over 6,400 square feet, soaring ceilings, and a lifestyle that's hard to beat. A boat slip is permanently assigned to the home, just a short walk or golf cart ride away - a rare find for Lake Lanier buyers, complete with dock security cameras featuring an anti-shock, waterproof, illuminated system for added peace of mind. The property backs to 10+ acres of protected Army Corps of Engineers land with direct lake access, all while staying minutes from shopping, dining, and Cumming City Center. Built for entertaining, the home features a chef's kitchen, private office, spacious owner's suite, game and recreation spaces, an exercise room, wet bar, and a bonus media/theater room. Outside, enjoy a new deck, patio, fire pit, and beautifully lit backyard - memorable enough that the current owners chose it as their wedding venue. Recent upgrades include new flooring, renovated bathrooms, whole-house water filtration, basement dehumidification system, and multiple newer HVAC units. Smart home convenience lets you control lighting and AC right from your phone or WiFi. St. Michaels Bay residents enjoy resort-style amenities: pool, tennis and pickleball courts, fitness center, clubhouse, playground, nature trails, and a community dock. A rare opportunity to own a fully updated Lake Lanier home with a permanently assigned boat slip, top-tier community amenities, and space for the whole family. Schedule your private tour today.

6010 Anchorage Quay, Cumming

$1,199,000

3 Beds ⋅ 2 Baths ⋅ 7804459 MLS

An increasingly rare opportunity on Lake Lanier to create something truly your own. Set on a relatively FLAT LOT with BIG LAKE VIEWS in Deer Creek Shores, this property offers the kind of setting that is becoming harder to find — usable land, a peaceful and DROUGHT-PROOF cove, and a DOUBLE SLIP DOCK already in place. A MOW PERMIT extends your ability to maintain the view corridor from the home to the water, allowing for a more open, connected lake experience. The property is being sold AS-IS. Whether you are looking to reimagine the current structure or design and build a custom lake home from the ground up, this property presents a compelling foundation in a coveted neighborhood on Lake Lanier. Properties with this combination of lot usability, view, and dock configuration are limited - and becoming more so each year. Quietly positioned. Full of potential. Ready for its next chapter.

7940 Lanier Drive, Cumming

$1,230,000

4 Beds ⋅ 4 Baths ⋅ 7801256 MLS

Rare SEWER Lot on Lake Lanier | Private Dock + Custom Expansion Potential! This rare south Lake Lanier home has everything lake buyers dream of: a private single-slip dock just 48 steps from the back door, year-round lake views from the main living areas and primary suite, a SEPARATE APARTMENT on the lower level with a kitchenette and quick boat access to the main channel all while being just 5 minutes from GA-400 and Marketplace Boulevard’s restaurants and shopping. Enjoy easy boating with Lanier Islands and Margaritaville only 15 minutes by boat, and Habersham and Bald Ridge Marinas are literally just around the corner for gas fill ups which is a huge bonus! Step inside through solid wood double front doors into a bright, open living space where a dramatic wall of windows frames the lake. The home was thoughtfully renovated in 2009, creating a warm and inviting atmosphere perfect for both everyday living and entertaining with the opportunity to EXPAND the house by 30-40% if desired where you can take advantage of creating the BEST VIEWS in the house! The floor plan offers 4 bedrooms and 3.5 baths, a dedicated home office, and a fully equipped home theater. Both the main and terrace levels have FULL kitchens and fireplaces adding charm and comfort throughout. The separate guest suite with private entrance is not your average guest suite with all of its charm and character in every detail. It is ideal for visiting family or extended guests, featuring lake views, a kitchenette, Murphy bed, spa-like bath with oversized soaking tub, and its own laundry. Your guests are not going to want to leave! The fully fenced backyard is perfect for pets, outdoor gatherings, or relaxing after a long day on the lake. Connected to SEWER! A rare and highly desirable feature. This move-in ready south lake home with incredible views, a private dock, and flexible living spaces is a very special find on Lake Lanier. Get ahead of the spring home buying rush and start living your "lake life" dreams today!

2105 Kemp Drive, Cumming

$2,000,000

4 Beds ⋅ 6 Baths ⋅ 7800939 MLS

Perfectly positioned on over an acre within one of Lake Lanier's most sought-after gated communities, 4515 Craftsman Circle is the definition of luxury living. Complete with an included deeded boat slip, this extraordinary custom estate offers a lifestyle where elegant design, exceptional craftsmanship, and world-class amenities come together in perfect harmony. As you travel down the long private driveway, you'll immediately appreciate the professionally designed landscaping and timeless architecture that make this home truly unforgettable. A welcoming wraparound front porch showcases solid cedar beams, brick paver flooring, and impeccable craftsmanship—a preview of the quality found throughout every inch of this remarkable residence. Step through the front door and prepare to be captivated. Your eyes are instantly drawn through the home to breathtaking views of the resort-style backyard, where floor-to-ceiling pocketing sliding glass doors disappear into the walls, seamlessly blending indoor and outdoor living. Whether hosting an intimate gathering or entertaining a crowd, this home was designed to impress. At the heart of the home is a chef's dream kitchen featuring an impressive suite of Thermador appliances, including a 48-inch professional gas range, built-in refrigerator, wine cooler, oversized island, and a cleverly hidden walk-in pantry. The kitchen flows effortlessly into the expansive family room, highlighted by stunning coffered ceilings, custom built-ins, and a beautiful gas fireplace. Privately tucked away, the owner's suite feels like a luxury retreat. A long hallway creates complete separation before opening into a spacious bedroom with soaring vaulted ceilings and picturesque views overlooking the backyard oasis. The spa-inspired primary bathroom is equally impressive, featuring vaulted ceilings, dual vanities, and an incredible his-and-her grotto-style walk-through shower. The oversized custom closet includes its own dedicated laundry area, adding everyday convenience to luxurious living. The entertainment possibilities continue just steps from the pool, where you'll find an incredible full-service bar and game room complete with a professional golf simulator and an additional half bath for guests. Outside is where this home truly separates itself. The spectacular saltwater pool feels like a private resort, complete with a dramatic waterfall, swim-up bar, multiple lounging areas, and endless places to relax under the Georgia sun. Challenge friends on the professionally designed putting green, host unforgettable dinners beneath the outdoor cabana, or simply enjoy peaceful evenings surrounded by beautifully landscaped grounds. Every detail has been thoughtfully designed to create an outdoor experience unlike any other. Upstairs, a spacious flex room provides endless possibilities for a media room, playroom, or home office, while three generously sized bedrooms each feature their own private en-suite bathroom, ensuring comfort and privacy for family and guests alike. Beyond the home itself, Hickory Lakeside delivers one of Lake Lanier's most desirable lifestyles. Residents enjoy the security of a gated entrance along with a magnificent clubhouse perfect for private events, resort-style swimming pool, tennis courts, beautifully maintained grounds, and community docks complete with both shore power and water. Best of all, this home includes its own boat slip, allowing you to enjoy Lake Lanier whenever the mood strikes. Luxury homes are often defined by their finishes—but truly exceptional homes are defined by the lifestyle they create. 4515 Craftsman Circle offers both, delivering an unparalleled opportunity to enjoy resort-style living, effortless entertaining, and the very best of Lake Lanier in one extraordinary address.

4515 Craftsman Circle, Cumming

$699,900

3 Beds ⋅ 3 Baths ⋅ 7792010 MLS

Original Family Owned. Best neighborhood in Forsyth Conty on Lake Lanier. Almost 2 acres with Lake Frontage and a permitted Dock. Room to build another house and split off the Brick home.

6070 Holland Drive, Cumming

$400,000

3 Beds ⋅ 4 Baths ⋅ 7789344 MLS ⋅ Deep Cove BLDG.

Beautiful End Unit Townhome walking distance to Lake Lanier with several docks to enjoy lake life. Master on the Main offers plenty of room and Master Bath w/ Dual Sinks, Soaking Tub & Separate Shower w/ Walk-In Closet. Family Room w/ Vaulted Ceiling and Fireplace perfect for entertaining. Chef's Kitchen w/ White Cabinets, Granite Counters, SS Range & Microwave that overlooks the Breakfast Room. Formal Dining Room currently used as the HOme Office. Main Floor Powder Room & Laundry Room. Upstairs Two Spacious Secondary Bedrooms each with their own Private Bath. Screened Porch off the Family Room is a great space to Relax outside. Community Features 4 Community Docks, Swim, Tennis and all that living next to the Lake has to offer. New Architectural Shingle Roof - 2023.

3530 Deep Cove Drive, Cumming

$875,000

4 Beds ⋅ 3 Baths ⋅ 7785800 MLS

If you've been searching for a Lake Lanier lakefront home with a year-round deep-water private dock and no HOA, your search ends here. On a lake where dock-permitted waterfront properties are genuinely hard to come by, 6265 Reives Road delivers the access and lifestyle Lake Lanier buyers are after — at a price that reflects real value in today's market. The home is a 4-bedroom, 3-bath ranch with a finished walk-out terrace level on nearly an acre along the south shore of Lake Lanier in Forsyth County - one of the most convenient and coveted stretches of the lake. Major systems have been addressed so you can focus on the lake, not a to-do list. A brand-new 2026 HVAC system pairs with a 2023 roof, open-cell spray foam insulation throughout, 2022 siding, gutters, and exterior paint, and all-new double-hung tilt-in vinyl windows. Smart home features - Honeywell thermostat, smart garage doors, door locks and doorbell, exterior lighting, and security cameras - round out the updates. Inside, the living room opens to a cathedral ceiling with shiplap accent walls and beamed ceilings that set a comfortable, relaxed tone. The eat-in kitchen features a granite island and counters, a 5-burner Frigidaire range, and a Fisher & Paykel 2-drawer dishwasher, with a separate dining room alongside. The main-level primary suite includes a fireplace and a whirlpool tub - a proper retreat after a day on the water. Custom shelving and closet organizers run throughout the home, and recessed lighting keeps things clean and bright. Downstairs, the walk-out terrace level includes a home theater with a built-in fireplace and multi-room sound system, a kitchenette with full-size refrigerator, a game and living area, a bunk area with Eno hammocks, and a storage area with utility sink - all on low-maintenance stained and scored concrete floors. The real story is the water access. The private covered single-slip dock with party deck sits in proven deep water - even at lower lake levels, you can launch and go. A drivable golf cart path connects the home straight to the dock, which has both water and electric on site. From there, you're less than a half-mile to Six Mile Creek Park (boat ramp and beach) and just minutes by boat to Holiday Marina, Port Royale, and Pelican Pete's floating restaurant. This is genuine Lake Lanier waterfront living with a private dock to show for it. Outside, the property is laid out for easy lake-life entertaining. A maintenance-free Trex deck on the rear - with 384 square feet of enclosed dry storage below with two barn doors - connects to a covered breezeway and a screened porch that's ideal for morning coffee or winding down at sunset. A fire pit patio anchors the backyard, which is flat, grassy, and has room to add a pool. A detached greenhouse with ventilation system and a separate detached workshop with plumbing and heat give you flexibility - whether you need a potting room, a pool house, or a place to store lake toys. The oversized 3-car garage (with room for a lift) keeps vehicles and gear out of the weather, and upgraded landscaping with heirloom irises adds a nice touch at the edges. Location is one of this property's strongest assets. You're less than 10 minutes from GA-400, top-rated Forsyth County schools, and everyday shopping and dining in Cumming, GA. Atlanta's Buckhead and Midtown are about 45 minutes south, while the North Georgia mountains - Dahlonega, Helen, hiking, waterfalls, and award-winning wineries - are 30 to 45 minutes north. It's a rare address that puts the lake, the city, and the mountains all within easy reach. If you're looking for an honest value in Lake Lanier lakefront real estate with real water access and a solid foundation to build on, this one is worth seeing in person.

6265 Reives Road, Cumming

$799,000

5 Beds ⋅ 4 Baths ⋅ 7783484 MLS

Lake Lanier living at its best with a covered boat dock and room for everyone. This five bedroom, four full bathroom home offers the perfect blend of lake lifestyle, wooded privacy, and comfortable gathering spaces. The main level features a warm living room with tall ceilings, natural wood accents, and a fireplace, along with the primary suite and oversized bath, two additional bedrooms, and a full bathroom. The finished lower level is made for lake day entertaining with a large family room, a beautiful stone fireplace, two additional bedrooms, and two full bathrooms-ideal for guests, family, or weekend stays. Step out onto the deck to enjoy peaceful wooded views with Lake Lanier gleaming through the trees, then head down to the dock for a day on the water. Located in the desirable Shady Grove area of South Lake Lanier, this home is close to Shady Grove Campground and within a convenient boat ride of popular lake destinations, marinas, dining, and recreation, including Port Royale, Bald Ridge, Habersham Marina, Holiday Marina, and Margaritaville/Lanier Islands.

7755 Kings Point Drive, Cumming

$659,000

4 Beds ⋅ 4 Baths ⋅ 7773028 MLS

PRICED BELOW COMPARABLES ON LANIER!! Remodeled home on Lanier at a wow price!! South Lake Lanier Living – Just 2 Miles from GA-400! Welcome to your move-in ready lakeside retreat. This FULLY REMODELED home is located in a secluded setting on Bald Ridge Creek, and has a PRIVATE single-slip DOCK with ELECTRICITY, giving you direct access to calm, peaceful waters ideal for fishing, paddleboarding, and kayaking. The craftsman-style exterior welcomes you with a circular driveway, oversized parking pad (perfect for a boat trailer or RV), and a charming wraparound porch. Inside, the open-concept main level showcases beautiful new luxury vinyl floors and expansive windows overlooking the backyard and natural surroundings — where wildlife and lakeside serenity take center stage. The spacious back area offers room to create your dream outdoor space, whether that’s a pool, firepit, playset, or all three. This home includes TWO laundry rooms (upper and terrace levels), making it ideal for multi-generational living, extended guest stays or a space for the teens. MAJOR UPDATES include: New architectural shingle roof, New HVAC system, New furnace, New water heater, Energy-efficient radiant barrier in attic, completely new kitchen, new flooring/carpeting. Every detail has been thoughtfully completed, making this home truly turnkey and ready for the lake season. LARGE separate parking pad for BOAT OR RV> If you’ve been looking for affordable South Lake Lanier living with privacy, updates, and unbeatable convenience — this is it. Come experience Bald Ridge Cove for yourself!

5560 Pilgrim Point Extension, Cumming

$2,987,200

6 Beds ⋅ 7 Baths ⋅ 7770806 MLS

7+ ACRE GATED ESTATE | LAKE LANIER | PRIVATE DOCK | POOL | 8-CAR GARAGE | NO HOA. Some properties are simply landmarks, and this is one of them. Perched behind a gated circular drive on more than seven private acres along the south shore of Lake Lanier, this Mediterranean-inspired estate—with its distinctive clay tile roof and elevated position among the trees - stands as a landmark in one of the most sought-after areas on the lake. Freshly updated exterior, including professional landscaping, and a grand circular drive complete the arrival, setting the tone for what lies beyond the gate. The location is as practical as it is coveted: Forsyth County, minutes from GA-400, and directly across the water from Margaritaville Resort, putting you at the heart of Lake Lanier's most desirable corridor. Pass through the gate, and the outside world quietly disappears. The grounds tell the story of a property built for living well. A private path leads down through mature hardwoods to a refurbished dock with a party deck, deep-water slip, and triple jet ski port — south lake access at its finest. Back on land, extensive custom stonework frames a saltwater pool with a new StoneScapes pebble finish, six-person spa, fire pit, and a fully equipped covered outdoor kitchen. There's room to add a sports court, and two four-car garages offer serious space for a collector's fleet. The acreage — wooded, private, and unrestricted — is equally suited for hunting, hosting, or simply escaping city life behind a gate and surrounded by trees. Inside, the home delivers the same caliber of experience as the grounds surrounding it. A two-story great room anchors the main level, flowing into a formal dining area and a chef's kitchen with Viking appliances and custom cabinetry. The lake-view primary suite offers a private deck, sitting/dressing room, and a spa bath with steam shower and Jacuzzi tub. Three spacious secondary bedrooms (two ensuite), a semi-private in-law suite with separate access, and a fully finished terrace level — complete with home theater, fitness room, game room with wet bar, and additional guest space — ensure every need is met without compromise. Gated. Private. No HOA. Eight garage bays. A private deep-water dock. Seven-plus acres on south Lake Lanier with one of the most convenient drives to and from Atlanta — this is the kind of estate that defines the lake lifestyle and rarely becomes available.

7430 Shadburn Ferry Road, Cumming

$299,900

2 Beds ⋅ 2 Baths ⋅ 7760636 MLS ⋅ Lanier Beach South BLDG.

WHAT AN OPPORTUNITY to own one of the most unique properties on Lake Lanier! Fabulous top floor condo in desired Lanier Beach South makes the lake-living dream, A REALITY! This property has all you need. Renovated kitchen has quartz countertops and new gray cabinets AND is open to a soaring great room with year round views of the lake. Main level has large bedroom and a full bath with tub/shower combo, sliding doors overlooking pool and community garden, his and her closets, AND laundry closet with washer/dryer combo! Great room features rough hewn wood accents and a real wood burning stove! Spiral staircase takes you upstairs to an extended loft that also sports the lake view, another large bedroom and another full bath with shower! There is plenty of space to enjoy the outdoors with decks located on the side and back of the unit. Wonderful amenities include; newly resurfaced salt water pool, glorious community garden, boat storage, tennis courts, and best of all, a secure and private community dock! All of which are adjacent to this building!! The community is perfectly situated on the south end of the lake in Forsyth County. Strong and active HOA. The architecture of this complex was inspired by Frank Lloyd Wright and has a rich story attached to the origination of this rustic lake community. Just ask! I'll be happy to tell you!

3200 Rim Cove Drive Unit 172, Cumming

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